Dimension | Validated Scale | # Items | Assessment | Cronbach’s \(\boldsymbol{\alpha }\) |
---|---|---|---|---|
Financial Stress | APR Financial Stress Scale (Heo et al., 2020) | 15 | Affective reactions, relational behavior, and physiological responses to financial stress | 0.86 |
Subscales | ||||
 Psychological distress | Kessler Psychological Distress Scale (Kessler et al., 2002) | 6 | Risk for severe mental disorders | 0.91 |
 Financial anxiety | Financial Anxiety Scale (Archuleta et al., 2013) | 2 | Heightened financial distress levels | 0.87 |
 Job insecurity | Measure of Quantitative Insecurity (Hellgren et al., 1999) | 1 | Perceived threat to continued employment | – |
 Life satisfaction | Satisfaction With Life Scale (Diener et al., 1985) | 2 | Overall judgment of one’s life | 0.71 |
 Financial well-being | Consumer Financial Protection Bureau Well-Being Scale (Consumer Financial Protection Bureau, 2015) | 4 | The degree to which one’s financial condition and capability have offered them a sense of security and freedom | 0.69 |